Legal Disclosures

Please read these disclosures carefully before entering into any real estate agreement with We Buy Houses St. Louis, MO LLC.

These disclosures are intended to help property owners understand the nature of our business, how direct real estate purchases work, and important considerations when evaluating a potential sale.

These Website disclosures are provided for general informational purposes. They do not replace any disclosure, notice, contract provision, or other document required by Missouri or federal law for a particular transaction.

You are encouraged to seek independent legal, tax, financial, appraisal, or real estate advice before entering into a transaction if you believe such advice would be helpful.

We Buy Houses Jefferson County, through We Buy Houses St. Louis, MO LLC, operates as a real estate investment business.

We evaluate residential properties for potential purchase for investment purposes.

Depending on the property and transaction, our investment strategy may include:

• Renovating and reselling a property
• Holding a property as a rental
• Improving or repositioning a property
• Selling or transferring an interest in a property or contract when legally permitted
• Working with other investors, funding partners, or buyers
• Other lawful real estate investment strategies

Unless a separate written agreement expressly states otherwise, we are acting as a principal in the transaction for our own investment purposes.

We are not acting as your real estate agent, broker, attorney, appraiser, tax advisor, financial advisor, or fiduciary.

We do not represent your interests as a seller.

You are free to obtain independent representation or advice from professionals of your choosing before entering into any agreement.

A direct purchase offer from a real estate investor may be lower than the price a fully repaired, renovated, and professionally marketed property could potentially achieve through a traditional sale.

When evaluating a property, we may consider factors such as:

• Current property condition
• Estimated repairs
• Renovation or improvement costs
• Location
• Comparable property sales
• Lot size or acreage
• Property characteristics
• Title issues
• Transaction expenses
• Financing or capital costs
• Holding costs
• Insurance
• Taxes
• Utilities
• Maintenance
• Resale expenses
• Market conditions
• Investment risk

Our goal is to purchase properties at a price that makes economic sense for our business after accounting for these costs and risks.

A direct investor sale and a traditional retail listing are different types of transactions.

A traditional listing may provide broader exposure to potential buyers and may result in a higher gross selling price.

A direct sale may be worth considering for a property owner who places greater importance on factors such as selling the property in its current condition, avoiding renovations, limiting preparation, or pursuing a different transaction structure.

Neither option is automatically better for every property owner.

You should evaluate the purchase price, transaction terms, expenses, risks, and alternatives that apply to your individual situation.

You are under no obligation to accept an offer from us.

Requesting an offer does not require you to sell your property.

Receiving an offer does not require you to accept it.

You may:

• Decline the offer
• Compare the offer with other buyers
• Speak with a real estate agent
• Obtain an appraisal
• Consult an attorney
• Obtain tax or financial advice
• Choose not to sell the property

You should make the decision that you believe is appropriate for your property and circumstances.

Submitting property information through WeBuyHousesJeffersonCounty.com does not guarantee:

• That we will make an offer
• That we will purchase the property
• Any particular purchase price
• Any particular closing date
• Any specific transaction structure
• Any specific result

We may decide that a property does not fit our current investment criteria.

Any verbal discussion, preliminary estimate, valuation discussion, or indication of interest is non-binding.

A real estate transaction becomes binding only according to the terms of an applicable written agreement executed by the necessary parties.

Missouri law contains specific disclosure requirements for certain residential real estate wholesaling transactions.

Under Missouri law, a person or entity may be considered a wholesaler when the transaction meets the statutory definition, including certain situations in which a party enters into a contract involving residential real property with the intention or expectation of assigning or novating that contractual interest for compensation.

If We Buy Houses St. Louis, MO LLC, an affiliated entity, or another participant in a transaction is acting as a wholesaler within the meaning of applicable Missouri law, the disclosures required by Missouri law will be provided separately as required.

For qualifying transactions, Missouri law may require a specific written wholesaling disclosure to be provided to the record owner before a binding purchase contract is entered into.

That statutory disclosure is separate from the purchase agreement and separate from these Website disclosures.

Nothing contained on WeBuyHousesJeffersonCounty.com replaces a disclosure required by Missouri law.

If a particular transaction is structured as a wholesale transaction subject to Missouri law, the applicable statutory disclosure requirements, timing requirements, signatures, and seller rights will govern.

Property owners may consult an independent Missouri attorney if they have questions about a wholesale transaction, assignment, novation, or their rights under Missouri law.

Depending on the property and transaction, a purchase agreement may permit assignment or another lawful transfer of contractual rights.

Whether assignment is permitted will be determined by:

• The written purchase agreement
• Applicable Missouri law
• Any legally required disclosures
• The specific transaction structure

If a transaction is subject to Missouri's statutory wholesaling requirements, applicable disclosures will be handled separately in accordance with the law.

You should read any purchase agreement carefully before signing.

If you do not understand an assignment provision or other contract term, you may have the agreement reviewed by an attorney of your choosing.

You have the right to seek independent professional advice before entering into a transaction with us.

You may choose to consult:

• A Missouri-licensed real estate agent or broker
• A Missouri attorney
• A certified or licensed appraiser
• An accountant
• A tax professional
• A financial advisor
• Another qualified professional

We do not discourage a property owner from obtaining independent advice.

The Company does not act as the seller's professional advisor unless a separate written agreement expressly provides otherwise.

If we evaluate or purchase a property, we may ask the property owner for information about the property's condition.

You should provide truthful information to the best of your knowledge.

Selling a property "as-is" does not authorize fraud, intentional concealment, or misrepresentation.

The legal disclosure obligations that apply to a particular seller or property can depend on the circumstances of the transaction.

We do not provide legal advice regarding your individual disclosure obligations.

If you are unsure whether information concerning a defect, title issue, environmental issue, occupancy issue, or other property condition must be disclosed, you should consult a qualified Missouri attorney or other appropriate professional.

Many properties we consider are purchased in their existing condition.

An as-is purchase generally means that we are evaluating the property based on its current condition rather than requiring the seller to renovate the property for us before closing.

Depending on the written agreement, this may allow a seller to avoid completing items such as:

• Kitchen renovations
• Bathroom renovations
• Flooring replacement
• Roof replacement
• HVAC replacement
• Painting
• Landscaping
• General updating
• Property cleanout
• Other repairs or improvements

The exact rights and obligations of each party will be determined by the written purchase agreement.

An as-is provision does not eliminate obligations that cannot legally be waived and does not authorize either party to make fraudulent or intentionally misleading statements.

Depending on the transaction, we may conduct due diligence before purchasing a property.

This may include reviewing:

• Property condition
• Title
• Ownership
• Liens
• Taxes
• Public records
• Comparable sales
• Repair requirements
• Occupancy
• Leases
• Zoning
• Municipal information
• Property access
• Other matters relevant to the transaction

Any inspection rights, due diligence periods, contingencies, or cancellation rights will be governed by the written purchase agreement and applicable law.

There is no single universal Website cancellation policy that applies to every real estate transaction.

Your rights to cancel a purchase agreement depend on:

• The terms of the written agreement
• Applicable Missouri law
• The structure of the transaction
• Any statutory rights that may apply

Certain transactions may provide specific statutory cancellation rights.

For example, Missouri law provides particular rights when statutory wholesaling disclosure requirements apply and those requirements are not satisfied.

Any applicable contractual or statutory cancellation rights remain governed by the relevant agreement and law.

If you are unsure whether you have a right to cancel a contract, you should consult an independent attorney.

A property sale may require confirmation of ownership and marketable or otherwise acceptable title.

Issues that may affect a transaction include:

• Mortgages
• Deeds of trust
• Liens
• Judgments
• Unpaid taxes
• Probate
• Estate administration
• Divorce
• Ownership disputes
• Heirs
• Easements
• Other title matters

A title company, closing company, attorney, or other qualified provider may be used to research title and coordinate closing.

The existence of a title issue does not necessarily mean we cannot consider a property.

However, title issues may need to be addressed before a transaction can close.

We may consider inherited properties and properties involving estates.

The person signing a purchase agreement must have the legal authority required to sell or transfer the property.

Depending on the circumstances, this may involve:

• Probate
• Estate administration
• Personal representatives
• Trustees
• Heirs
• Beneficiaries
• Court proceedings
• Other legal requirements

We do not determine your legal authority to act as a substitute for independent legal counsel.

If you are uncertain about who has authority to sell an inherited or estate property, consult a qualified attorney.

We may consider properties occupied by tenants or other occupants.

The existence of an occupant does not eliminate:

• Lease obligations
• Tenant rights
• Notice requirements
• Applicable landlord-tenant laws
• Other legal requirements

Do not remove or pressure an occupant solely because you are considering selling the property.

Tell us about any known lease or occupancy arrangement when submitting the property.

The parties should address occupancy and possession as part of the written transaction documents.

We may review comparable property sales, estimated after-repair value, market information, automated valuation data, and other information when evaluating a potential purchase.

Those evaluations are performed for our own investment purposes.

Unless separately engaged and legally qualified to do so, we are not providing the seller with a certified appraisal or professional valuation service.

A property owner who wants an independent opinion of market value may choose to hire a qualified appraiser or consult a real estate professional.

We do not guarantee a particular closing date simply because you submit information through the Website or receive an offer.

Closing may depend on factors including:

• Title review
• Ownership
• Liens
• Probate or estate issues
• Contract terms
• Due diligence
• Property access
• Financing or funding
• Occupancy
• Closing company scheduling
• Other transaction-specific circumstances

If we enter into a purchase agreement, the proposed closing date and relevant terms will be stated in the written agreement.

Website content, advertisements, online estimates, conversations, automated estimates, or preliminary evaluations do not guarantee any particular property value or purchase price.

Only the terms contained in an applicable written purchase agreement govern an actual proposed purchase.

When We Buy Houses St. Louis, MO LLC purchases a property directly as principal, we do not charge the seller a real estate brokerage commission for representing the seller.

However, this does not mean that a seller can never have separate financial obligations to another party.

For example, if you have previously entered into:

• A listing agreement
• A brokerage agreement
• A referral agreement
• Another contract

you should review that agreement to determine whether you have any independent obligations.

We are not responsible for interpreting another party's contract for you.

When you submit information through WeBuyHousesJeffersonCounty.com, you may provide personal information and property information so that we can:

• Respond to your inquiry
• Research the property
• Evaluate whether the property fits our investment criteria
• Communicate with you
• Discuss a potential offer
• Coordinate a potential transaction
• Operate our business

Information may be processed or shared as described in our Privacy Policy, including with service providers and transaction participants when reasonably necessary.

Please review our Privacy Policy for complete information regarding our privacy practices.

If you provide your phone number and consent to communications, We Buy Houses St. Louis, MO LLC and its brands may contact you regarding your property inquiry and related services.

We may contact you from:

(314) 947-2552

or another telephone number used by the Company or its service providers.

Message frequency varies.

Message and data rates may apply.

You may opt out of text messages at any time by replying:

STOP

Where supported, you may reply:

HELP

for assistance.

Consent to receive automated or marketing text messages is not a condition of receiving an offer or doing business with us.

Please see our Privacy Policy for additional information regarding communications and data use.

Submitting information, speaking with our team, allowing us to evaluate a property, or receiving an offer does not obligate you to sell.

Before signing a purchase agreement, you should:

• Read the agreement
• Review the purchase price
• Review the closing date
• Review contingencies
• Review inspection or due diligence provisions
• Review assignment provisions
• Review any cancellation provisions
• Ask questions about terms you do not understand
• Obtain independent professional advice if desired

Do not sign a real estate agreement that you do not understand.

Information provided through this Website or in ordinary communications with our team is not intended to constitute:

• Legal advice
• Tax advice
• Financial advice
• Accounting advice
• Appraisal advice
• Investment advice
• Brokerage advice

You remain responsible for obtaining professional advice appropriate to your individual situation.

We conduct our real estate activities without unlawful discrimination.

We do not make purchasing decisions based on protected characteristics of a property owner, occupant, prospective occupant, or other individual.

Property evaluations are based on legitimate business and property-related considerations.

Information on WeBuyHousesJeffersonCounty.com is provided for general informational and marketing purposes.

We attempt to keep Website information accurate and useful, but laws, regulations, real estate markets, property information, third-party data, and business practices may change.

Website content should not be relied upon as a substitute for an executed real estate agreement or professional advice.

These Website disclosures do not create a purchase contract.

Any actual purchase or sale of real estate will be governed by the written agreement executed by the parties and any disclosures or documents required by applicable law.

If these Website disclosures conflict with the terms of an executed purchase agreement concerning a particular transaction, the applicable written transaction documents govern, except to the extent a statutory right or disclosure cannot legally be waived or modified.

We may update these Legal Disclosures periodically to reflect changes in:

• Applicable law
• Business practices
• Transaction structures
• Technology
• Website functionality
• Regulatory requirements

When updates are made, the Last Updated date at the top of this page will be revised.

Questions regarding these disclosures may be directed to:

We Buy Houses Jefferson County is a brand and Website operated by We Buy Houses St. Louis, MO LLC.